Prepare for the Unknown With Personal Insurance Coverage

The typical automobile insurance policy consists of several different types of coverage. Your policy premium will depend on the types and amounts of coverage you choose. Take a look at our variety of options to keep you covered:

Liability or various limits of liability

Medical payments

Collision

Comprehensive

SR 22 Filings for all States

Add-ons or endorsements

The typical RV insurance policy consists of several different types of coverage. Your policy premium will depend on the types and amounts of coverage you choose. Whether you are purchasing or renting we can help you out:

Motor homes

Motor trailers

RVs

Protect the Value of Your Biggest Investment

A house is probably the most expensive purchase you will ever make. Homeowners insurance is therefore essential to protect this investment against the possibility of a financial disaster caused by damage, theft or liability.

Our Agency takes the time to assess your family and business needs and makes recommendations to meet those needs using Term and Permanent Life insurance. Life insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.

Your home consists of more than just your house. A home includes the pool in your backyard, the tools in your garage and the wedding ring on your finger. Most importantly, it also includes your family, their happiness and safety. Homeowners insurance allows you to protect every part of your home giving you a greater sense of security, knowing that you will always have a warm roof over your head. Coverage to protect the most expensive purchase you will probably make:

House

Buildings

Contents and possessions

Pools

Did you know that your homeowner’s insurance does not cover flood damage? Insurance against floods must be separately obtained. FEMA’s maps are important when it comes to flood insurance.

 

If they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or you no longer have a mortgage, flood insurance is optional.

Helping you keep things protected that aren’t covered in your homeowners policy:

House

Buildings

Contents and possessions

Our policies can even reimburse you for work done preparing for / cleaning up after a flood:

Sandbag homes

Move furniture

Remove debris